What’s Inside the Free Budget Template

• 📊 Dashboard Tab — See your full financial picture at a glance. Income vs. expenses, savings rate, and budget health score — all auto-calculated.
• 💰 Income Tab — Track every income stream: job, freelance, side hustle. Monthly and yearly totals update automatically.
• 💸 Expenses Tab — Categorize every dollar by Housing, Food, Transport, Entertainment, and more. Know exactly where your money goes.
• 🔴 Debt Tracker Tab — List every debt with balance, interest rate, and minimum payment. Supports both avalanche and snowball payoff methods.
• 🎯 Savings Goals Tab — Set specific savings targets with deadlines. Track progress toward your emergency fund, vacation, or investment account.