MY FAVORITE TOOLS & RESOURCES
Everything I personally use or have vetted to build wealth, manage money, and grow income. Every link below may earn me a small commission — at zero cost to you.
💰 Budgeting & Saving
YNAB (You Need A Budget)
The #1 budgeting app for people serious about changing their money habits. Based on zero-based budgeting. Average user saves $600 in their first 2 months.
Try Free for 34 Days →Rocket Money (formerly Truebill)
Automatically cancels subscriptions you forgot about, negotiates lower bills, and tracks your spending. Users save an average of $720/year.
Start Saving →📈 Investing & Wealth Building
M1 Finance — Best for Automated Investing
My top pick for building a set-it-and-forget-it investment portfolio. Free, no trading fees, supports fractional shares, and automatically rebalances. Get $20 when you sign up and deposit $100.
Get $20 Bonus →Webull — Best for Active Traders
Commission-free trading with advanced charting and real-time data. Great for learning technical analysis. Offers extended hours trading and a paper trading mode.
Start Trading Free →Robinhood — Best for Beginners
The simplest way to start investing. No fees, fractional shares starting at $1, and a Roth IRA with a 3% match. Perfect if you’re investing your first $100.
Get Free Stock →💳 Credit & Debt
Credit Karma — Free Credit Monitoring
Free credit score, credit monitoring, and personalized tips to improve your score. No credit card needed. I check mine weekly.
Check My Score Free →SoFi — Best for Refinancing Debt
Refinance student loans, personal loans, or consolidate debt at lower rates. SoFi also offers free financial planning and no-fee banking. Get up to $300 bonus.
Explore SoFi →💼 Side Hustles & Freelancing
Fiverr — Sell Skills From $5 to $5,000
The easiest marketplace to start freelancing. Writers, designers, marketers, coders — anyone with a skill can build a side income here. Many sellers make $2,000-5,000/month part-time.
Start Selling on Fiverr →Teachable — Sell Courses & Digital Products
Build and sell online courses, coaching, and digital downloads. No technical skills required. Creators on Teachable have earned over $1 billion total.
Start Free →📚 Books That Changed My Finances
📖 The Total Money Makeover — Dave Ramsey’s step-by-step debt elimination plan
📖 The Automatic Millionaire — Automate your entire financial life
📖 The Millionaire Next Door — What wealthy people actually do differently
📖 The Intelligent Investor — Warren Buffett’s favorite investing book
📖 The Millionaire Fastlane — Build wealth through entrepreneurship, not waiting